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Gloria Del Carmen
Gloria del Carmen has an used clothing business, located close to the bus depot in the area of leon.

With this business Gloria del Carmen has provided her children with the education they needed to one day follow her steps and become responsible merchants and support their families.

She starts work at 7 A.M. to offer her customers great service and closes at 5:30 P.M. to go rest.

The loan requested to Ceprodel will be used to buy packs of used clothing, hats, shoes and handbags to offer her customers a variety of products of good quality and meet their needs, this way she would have more income to improve hers and her family's quality of life.
View original language description ↓
La señora Gloria del Carmen posee un negocio de venta de Ropas usada ubicada cerca de la terminal de buses del departamento de león.

Con este negocio la señora gloria del Carmen a brindado a sus hijos la educación necesaria para que hoy en día ellos también sigan sus pasos de ser comerciantes responsables y llegar a ser el soporte de sus familias.

Ella inicia sus labores muy de mañana a las 7 am para ofrecerles a los diferentes clientes retirándose a su hogar alas 5:30 pm para descansar.

El crédito que esta solicitando a Ceprodel será utilizado para compra de pacas de ropas usada, gorras, zapatos y bolsos para así ofrecerle a su clientela una variedad de productos de mejor calidad para satisfacerles su demanda por lo que tendría más ingresos para mejorar su nivel de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Gloria Del Carmen to buy used clothing, hats, shoes and handbags.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 14, 2013
Currency Exchange Loss:
Jan 18, 2014