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Alma Ligia
Señora Alma Ligia owns a business selling clothing. It is located in one of the busiest markets in León Department.

She starts her work very early in the morning, at 7:00am, so she can reach different customers. She returns home 5:30pm to rest.

Alma is requesting a loan from Ceprodel to purchase pants, blouses, skirts and bath towels. She will then be able to offer her clientele a variety of high quality products. By meeting the demand, she will earn a larger income and improve her quality of life and that of her family.
View original language description ↓
La señora Alma Ligia posee un negocio de venta de Ropas ubicada en uno de los mercados más activos del departamento de león.

Ella inicia sus labores muy de mañana a las 7 am para ofrecerles a los diferentes clientes retirándose a su hogar alas 5:30 pm para descansar.

El crédito que está solicitando a Ceprodel será utilizado para compra de pantalones, blusas, faldas, toallas de baños, para así ofrecerle a su clientela una variedad de productos de mejor calidad para satisfacerles su demanda por lo que tendría más ingresos para mejorar su nivel de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Alma Ligia to purchase blouses, skirts and pants.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 14, 2013
Currency Exchange Loss:
Jan 18, 2014