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The client lives in the city of Guayaquil. He started providing his electrician services ten years ago. They taught him this profession where he went to high school. He was getting clientele little by little, and he was improving his electrician services.

He currently works from 8:30 a.m. until 6:00 p.m. every day at a construction site. The jobs that he has are by contract. One of his difficulties is his disability. He is missing a leg, and he uses a prosthesis in order to be able to work as an electrician.

In spite of his impediment, he is a hard-working man. Therefore, he wants to use the loan to be able to buy three computers. He has a project of installing a cyber cafe in the front part of his house. This way he will have another income in addition to that of being an electrician.
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El cliente vive en la ciudad de Guayaquil. El comenzó sus servicios de electricista hace unos 10 años atras ya que donde estudio en la secundaria le enseñaron esta profesión. Poco a poco fue obteniendo clientela y mejorando sus servicios de electricista.

En la actualidad trabaja desde las 08:30am hasta las 18:00pm todos los días en una construcción ya que los trabajos que tiene son por contrato. Una de sus dificultades es su discapacidad ya que no tiene una pierna y utiliza una prótesis para poder trabajar como electricista.

A pesar de su impedimento el es un hombre trabajador por eso quiere el préstamo para poder comprar tres computadoras ya que tiene un proyecto de instalar un cyber en la parte delantera de su casa y asi tener otro ingreso y no solo el de electricista.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped this borrower to buy three computers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 16, 2013
Currency Exchange Loss:
Jul 2, 2014