20 De Diciembre Group
This loan will benefit these small businesses. Virginia is a group member and says that she has been part of Pro Mujer for one year. She joined at the invitation of a sister-in-law who is a member of the institution. She has a business selling beauty products. She says that she started this business at the recommendation of a friend and has been in the business for one year.
This loan is for an increase in working capital (the purchase of beauty products). She will acquire products from the distribution companies and then sell them in her sales space. This work allows her to generate an income to support her family. She is in a relationship.
When asked what she likes about Pro Mujer, she responded that she likes the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una cuñada que es socia de la institución. En la actualidad ella tiene un negocio de venta de productos de belleza; da a conocer que este negocio lo emprendió por recomendación de una amiga y está trabajando en el mismo hace un año.
El crédito que ahora sacará es para el aumento de capital (compra productos de belleza) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid