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Maria De Jesus
María is a woman who is very concerned with the education of others. She is an elementary school teacher, married, and has six people under her care and whom she supports in all aspects of their development. She is requesting a loan for the purchase of materials such as cement, zinc, iron, planks, wire, screws, red bricks, stone, sand, and to pay for soldering and labour. This will improve her family's living conditions; it is a very large family. She thanks Ceprodel and the lenders for this opportunity and for helping in the areas where it is most needed and there is a lack of such resources.
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La señora María es una mujer preocupada por la enseñanza de los demás, de `profesión maestra de educación primaria, es casada con 6 personas a su cargo al que le brinda todo el apoyo para su desarrollo, actualmente está solicitando un financiamiento para la Compra de materiales como cemento, zinc, hierro, tablas, alambre de amarre, perlines, golosas, clavos, ladrillo rojo, piedrín, arena, soldadura y mano de obra de esa manera mejorarle las condiciones de vida a su nucleo familiar ya que es muy numeroso, agradeciéndole a ceprodel y a los inversionistas por lo oportuno del crédito y que beneficien a los sectores más necesitados que carecen de estos recursos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,025 helped Maria De Jesus to buy materials like cement, zinc, iron, planks, wire, screws, nails, red bricks, stone, and to pay for soldering and labour.
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 14, 2013
Currency Exchange Loss:
Jul 14, 2013