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Arenas Del Mar Group
In this Group: Cayetana , Julia , Ana Rosmery*, Sabina , Celina, Mercedes , Dionicia Placida, Maria Eugenia, Concepción Concha
* not pictured
The communal bank “ARENAS DEL MAR” will begin its fifteenth season with Pro Mujer (For Women) as part of the Centro Focal de Cascada. The group is comprised of nine members and is governed by a Board of Directors and María, their Secretary. The members of the communal bank run various businesses including: a store that sells blankets, selling clothes for infants, a butcher shop, selling blankets made of alpaca wool, food sales, ice cream sales, a snack kiosk, and a corner store.

The loan will benefit these small business owners, including María. She explains that she joined Pro Mujer (For Women) four years ago at the invitation of a representative of the institution who paid her a visit at home. Her current business is a corner store. She began this business on her own initiative when she noticed that her neighbourhood was lacking a store.

The loan will be used to increase resources; to purchase flour, sugar and rice from distributors. These items will later be sold at her place of business. This type of work allows her to generate resources to maintain her family as best she can. She is married and has two children. When asked what she likes about Pro Mujer (For Woman), her answer is that she likes that they work with communal banks.

One of ladies is missing from the photo because she was getting a medical checkup.
View original language description ↓
La A.C. “ARENAS DEL MAR” iniciará el décimo quinto ciclo en Pro Mujer, como parte del Centro Focal de Cascada, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora María es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de mantas, venta de ropa de bebe, carnicería, venta de mantas de alpaca, venta de comida, venta de helados, puesto de refrescos y gelatinas, tienda de barrio.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarles a su casa. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo emprendió por iniciativa propia, al observar la carencia de este negocio en su zona.

El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar y harina) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajo en Banca Comunal.

En la imagen no esta una señora porque fue a realizarce el control médico.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 74
    View loans »
    Bolivia Loans Fundraising
  • $28,613,975
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Arenas Del Mar Group's $3,675 loan helped a member to purchase rice, sugar and flour.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 4, 2013
Listed
Jun 14, 2013
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014