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Holger Manuel
Holger lives in the city of La Libertad, which is on the Ecuadorian coast. Some of his first businesses were a bakery and then a place where he sold breakfasts. He currently has a store (in a place where products for mass consumption are sold wholesale). The store is open to the general public every day. He personally tends to the store, with the help of his brother.

The reason for the loan with Banco D-MIRO is to have a place that is well-stocked with merchandise and to offer good quality products. He will do this in order for his customers to be happy and satisfied buying basic needs products.
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El Señor Holger vive en la ciudad de La Libertad, que esta ubicada en el perfil costanero del Ecuador, uno de sus primeros negocios fueron: una panadería y posteriormente un local de venta de desayunos, actualmente tiene una tienda (es un local donde se venden productos de consumo masivo al por menor), el mismo esta abierto al publico en general todos los días y es atendido personalmente con la ayuda de su hermano, la idea de realizar los prestamos en Banco D-MIRO es tener un local bien surtido de mercadería y ofrecer productos de buena calidad para tener a sus clientes contentos y satisfechos, comprando productos de primera necesidad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,566,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD