Nueva Fortaleza Group
This loan will benefit small businesses in the communal bank, of which Mónica is a part. Mónica tells us that she herself joined "Pro Mujer" six months ago following an invitation from her friend, who is a member of the institution. Mónica currently has a business selling clothes and she tells us that she started this business ten years ago through her own initiative.
This loan will be used to increase her working capital by buying clothes in bulk from distributors at markets in the city of El Alto. Mónica will then sell them in the Santa Cruz and Cochabamba departments, as well as in Peru. This type of work allows Mónica to earn money to support her household as best as possible. She is married and has one son.
When asked what she likes about "Pro Mujer" Mónica says that she likes the health advice that is provided.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mónica es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por iniciativa propia, hace diez años atraz.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá, por mayor, de las ferias de la Ciudad de El Alto y posteriormente lo comercializará en los departamentos de Santa Cruz y Cochabamba; además en el país de Perú. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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