Flor Naciente Group
This loan will benefit small businesses in the communal bank, which Daniela is a part of. Daniela tells us that she herself joined "Pro Mujer" three years ago following an invitation from her mother, who is a member of the institution. Daniela currently has a business selling CDs and she tells us that she started this business with her own initiative after she saw how well CDs were selling.
This loan will be used to increase her working capital by buying CDs in bulk from distributors at markets in the city of El Alto. Daniela will then sell them from her own stall. This types of work allows Daniela to earn money to support her household as best as possible. She is married and has one son.
When asked what she likes about "Pro Mujer" Daniela says that she likes that she can save and borrow; she also likes the training and health advice provided.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Daniela es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de CD’s; da a conocer que este negocio lo emprendió por iniciativa propia, al observar que el producto era muy comercializado.
El crédito que ahora sacará es para el aumento de capital (compra de CD’s) que adquirirá de las distribuidoras por mayor de las ferias de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, el crédito, la capacitación y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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