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Update on Ernestina

Ernestina is thankful for the support. With her Kiva loan, she increased the value of her purchases and was able to respond to her customer's orders of clothing and shoes. She earned higher profits with her Kiva loan and was able to offer better prices, which expanded her customer prospects and expanded her business.

Currently she is requesting a Kiva loan to purchase cold meats, clothing, and shoes that she will use to stock her display case. Once again, she plans to make her Kiva loan a successful investment.
View original language description ↓
Gracias por apoyar a Ernestina, quien con su credikiva incrmentó el valor de sus compras y pudo responder a su clietnela en sus pedidos de ropa y calzado. Con su credikiva obtuvo una mayor rentabilidad y pudo ofrecer mejores precios, ampliando las perspectivas de su clientela y ensanchando mucho mas su egocio. En la actualidad está aplicando a uun credikiva, mediante el cual comprará : carnes frias, además de ropa y calzado con lo que surtirá su vitrina y con ello, una vez mas, planea hacer de su credikiva una inversión exitosa.

Previous Loan Details

Ernestina feels that ever since she has had the support of Kiva loans, her sales have increased and her business has become stronger. This is because the investment she made in clothing and shoes has allowed her to meet her customers’ orders. This is the third Kiva loan of the seven loans give... More from Ernestina's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Colombia

  • $11,100
    Average annual income
  • 418
    View loans »
    Colombia Loans Fundraising
  • $16,282,675
    Funds lent in using Kiva
  • 1,900.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ernestina to purchase a variety of merchandise including cold meats and clothing and shoes to stock her display case.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 14, 2013
Currency Exchange Loss:
May 17, 2015