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Dalila De Fátima
Dalila de Fátima, 31, is a young woman, married and has a small son. She studied Civil Engineering; she always dreamed of designing and building houses. She currently works as an engineer for an institution. She is in charge of different projects, mainly focused on people with few economic resources in the poor communities surrounding El Sauce.

Dalila has been working with CEPRODEL for many years and has been granted numerous loans that have improved her quality of life. She has better living conditions now and she feels grateful for the support that Kiva lenders have given her.

Some months ago, she had her first child. With the intention to offer him better living conditions, she came to CEPRODEL to request a loan to buy paint and pay for labor. She trusts that God will help her to receive this loan in order to make this investment.
View original language description ↓
Dalila de Fátima es una joven de 31 años, casada, madre de un pequeño niño, estudió la carrera de Ingeniería civil porque desde niña sonó con diseñar y construir casas.

Actualmente se desempeña como tal en una Institución donde es la encargada de los proyectos donde se construyen sobre todo obras sociales para las personas de escasos recursos del municipio de El Sauce prácticamente de las comarcas aledañas donde predomina la pobreza.

Tiene muchos años de trabajar con Ceprodel donde le han otorgado varios créditos con los que ha mejorado su nivel de vida porque hoy su casa tiene mejores condiciones lo que se siente muy agradecida por este apoyo que le han brindado los inversionistas de Kiva.

Hace pocos meses tuvo su primer hijo y con el fin de darle mejores condiciones se presentó a Ceprodel para solicitar un financiamiento con el que piensa comprar pintura y pago de mano de obra.

Confía en Dios que su solicitud sea aprobada para llevar a cabo su inversión.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,445,225
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Dalila De Fátima to buy paints and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 14, 2013
Currency Exchange Loss:
Jun 17, 2014