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Obed is a Kubo financiero client, this is his story:

"My name is Obed, I am 32 years old, I´m married and have three kids. I work selling cleaning products and have been working since I was 16 years old, when my father started me in the business. The slogan for my business is 'for the benefit of Mexican families.'

I will use the loan to fix my car, which I use to sell my products.

I work selling different cleaning products and on the weekends I rent chairs, tables and tents. I am also a partner in a water purification business. My biggest accomplishment is being able to provide a good life for my family. I am a responsible person, like to honor my commitments and see my business grow."

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $19,122,575
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Obed to fix my car that I use to sell cleaning products.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 11, 2013
Currency Exchange Loss:
May 19, 2014