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Maria Concepcion
María is 40 years old, married and a mother to four children. She is a farmer but did complete high school and is a qualified primary school teaches. She gives classes to children in nursery and in the first year of primary school in her village. Children are María's passion. María's family have been farmers for generations and hers is no exception, as she works alongside her husband growing corn, beans and coffee to later sell at the local market or to wholesalers that come to the area. María owns the land that she works. Close to the house, she can arrive there by foot. She and her husband are the only people who work this land.

María needs help to buy fertilisers, manure and more in order to give their coffee crops some help and to maintain them. The plants look like they will produce a good harvest so María must take full advantage of this.

María plans to expand the area she uses to grow the crops on so that she can support her children with their studies. María hopes that, with this loan, she can improve her income and increase her profits. Her aim is to ensure a good yield this year and to take full advantage of it.
View original language description ↓
Doña María Concepción tiene una edad 40 ella es casada madre de 4 hijos y agricultora con una profesión de secundaria terminada graduándose de maestra de educación primaria. Ella da clases en la aldea donde habita a niños de kínder y de primer grado siendo su pasión los niños. Su familia ha sido agricultora durante generaciones y la de ella no es la excepción dedicándose en compañía de su esposo al cultivo de maíz, frijol y café el cual es comercializado en el mercado local y con algunos intermediarios que llegan a la zona. Las tierras que trabajan son propias y están ubicadas muy cerca de su casa trasladándose a pie diariamente siendo ella y su esposo los únicos involucrados.

Ella necesita ayuda para la compra de fertilizantes, abonos entre otros para dar asistencia técnica y mantenimiento a sus cultivos de café los cuales están en su punto para poder producir una buena cosecha y aprovecharla al máximo.

Los planes son los de poder incrementar el área de cultivo y para sus hijos apoyarlos en sus estudios ya que con esta solicitud buscan mejorar sus ingresos, que las ganancias sean más ya que sus metas son asegurar la plantación y aprovecharla al máximo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Concepcion to buy fertilisers and manure to help her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 28, 2013
Listed
Jun 15, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014