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Victor specializes in traditional West African hand-carved masks. He would like to make a bulk purchase of metal plates, paints, and polish.

Victor has been selling through NOVICA since 2012. This is his story:

"I learned the art of carving from my uncle. I had to stay with my him after my parents separated and he put me through school. It was fascinating to see how a log of wood could be used to create beautiful objects. This, I believe, initiated the desire in me to know and learn more about this art. I have trained several people and continue to train others. I also train students in their second and third year of senior school who visit the workshop."

"I would like to increase my stock of finished masks, so I thank you for supporting my work through this microcredit."

Use the link below to view Victor's hand-carved masks on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Victor to purchase metal plates, paints, and polish for his masks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 16, 2013
Jun 14, 2013
Currency Exchange Loss:
Apr 16, 2014