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Iveth Del Carmen
Ivett is 32 years old and, along with her partner, she lives in the Sandino barrio. Together they have three children, the oldest of whom is 13 years old. Ivett's priority is to give all her children a good upbringing and so she works night and day as a kitchen porter in a buffet restaurant. Ivett is applying for a loan to start building a new wall on her home, which is currently made of corrugated iron sheets. Ivett would really like to improve her house, building it with concrete so that she can feel safer alongside her children.
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Ivett, tiene 32 años, junto a su pareja habita en el barrio memorial Sandino ambos procrearon 3 hijos siendo el mayor de 13 años, su prioridad es darles una buena educación a todos, es por eso que trabaja a diario de sol a sol como ayudante de cocina en un bufete de comida, el crédito a solicitar es para empezar a hacer la construcción de mini falda de su casa que en la actualidad es de laminas de zinc y ella desea en gran manera ir mejorando poco a poco su casa de concreto, lo que le permitirá sentirse más segura junto a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Iveth Del Carmen to buy cement, iron, bricks and sand.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 14, 2013
Currency Exchange Loss:
Jul 23, 2015