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Ana Patricia
Ana primarily works in children's education, being an elementary school teacher for 16 years. She is married with 3 dependents, whom she helps in their development. Right now she needs to make improvements to her house, which is why she visited Ceprodel to be a beneficiary of a loan. She will use the loan to buy tin roofing, tiles, doors, screws and labor. Improving her home will improve the living conditions for her family.
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Ana es una mujer dedicada a la enseñanza principalmente de los niños, ya que su profesión es maestra de educación primaria la cual tiene 16 años de trabajar como Docente, es casada con 3 personas a su cargo a los cuales les ayuda para su desarrollo, actualmente tiene una necesidad de mejorar las condiciones de su vivienda, por eso visito a ceprodel para ser beneficiada con un financiamiento el que utilizaría en la compra de Zinc, perlines, puertas, golosos y mano de obra. Para la mejora de su vivienda, la que le brindara mejores condiciones de su vida en su núcleo familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ana Patricia to buy tin roofing, tiles, doors, screws, labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 13, 2013
Currency Exchange Loss:
Jun 17, 2014