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Nunufar has been involved in agriculture for many years. She keeps livestock (calf, cow and chickens) and grows peach, apricot, nut and apple trees. As a mother of two children, Nunufar works hard to gather a good harvest. Nunufar's husband sells the agricultural products in the local markets and gathers income which is vital for covering family's basic costs.

In order to expand their farming business, Nunufar would like to expand her livestock. Having no financial means for that, Nunufar has applied to SEF International for a loan. The loan will be used to purchase calves and oxen, as well as fertilizer for successful cultivation of the land. This loan is very important for Nunufar and her husband to enlarge their farm and ensure a better life for their children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,900 helped Nunufar to pay for calves and oxen and to buy fertilizer for the cultivation of the land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 14, 2013
Currency Exchange Loss:
Aug 17, 2014