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Inkome Nfa Group
In this Group: Emelia, Victoria, Diana, Flora, Emmanuel
Emelia is a member of ‘Inkome Nfa’ group. She has been a client of ID Ghana for three years and has taken five loans. She is a hardworking mother who works intensely for the well-being of her two children.

Emelia is the motor that drives this tireless group. She sells cosmetics, fish, ready-made items, bags, and maize (corn), as well as soft drinks. The new injection of business capital from this loan will help buy two cartons of tuna fish, which will help because her client base has increased considerably. With the previous loans she was able to improve her family's living conditions and meet one of her short term goals - to fully pay her children's school fees.

Together with Leticia are four other members of the group, all very dedicated, with wishes to get ahead. They need a total amount of GHS 5,600 to realize improvement in their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Inkome Nfa Group's $2,800 loan helped a member to buy two cartons of tuna fish to sell to customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 20, 2013
Currency Exchange Loss:
May 17, 2014