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Saima is a 34-year-old married woman and the mother of six children. She is trying hard to meet their needs, including expenses for food, healthcare, clothing and education. She and her husband have been engaged in agriculture for many years. They grow various vegetables and fruits and sell them in the local market. Her son also helps her in growing the various crops, by watering the soil for good quality production. She has gradually improved her business, with the support of Kashf Foundation. In order to purchase various types of seeds and packets of insecticides and pesticides, Saima applied a loan of PKR 20,000. This would help her to grow more crops, which will ultimately help in generating more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 445
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Saima to purchase various types of seeds and packets of insecticides and pesticides.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 14, 2013
Currency Exchange Loss:
Jun 17, 2014