Robina, 35, is a married woman and the mother of one. She has been doing business as a tailor for about 10 years, to help her husband. She has accepted the fact that, if only her husband works in their family, they will not be able to cover their household expenses in an efficient way. That is why she started tailoring at home, to support her family well. She manages their household with her husband, while operating a business. At this time, she is working hard to provide continuous income for their everyday expenses. Now she has applied for a loan of PKR 35,000 to buy more spools of thread and packets of buttons, laces and elastic. In this way, she will be able to meet increasing demand, time after time. Her regular customers are her neighbors and the local community. She is in her third loan cycle and has a good repayment history. Robina dreams of expanding her business in the near future.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.