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Balqees is 29 years old and has four children. It was very hard for her to manage her children's needs with her husband's small income, so she decided to help her husband and earn an income. Balqees started a clothing business four years ago. She buys different varieties of clothing from the Lahore and Faisalabad markets and sells them in her area. Balqees now plays a very important role in her family.

Balqees is requesting a 35,000 PKR loan through the Kashf Foundation to purchase summer clothing in different designs and sizes. She hopes that her loan will increase her sales. Balqees is in her fourth loan cycle and has successfully repaid her previous loans. She hopes to increase her net income with her sales and will spend part of her income to expand her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 427
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Balqees to purchase summer clothing in different designs and sizes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 14, 2013
Currency Exchange Loss:
May 17, 2014