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Hijran is a merchant. He has a grocery store where he sells basic foods necessities. He also has an agriculture business from which he sells milk products.

He is married and has two school-age children under his care. His wife is a housewife and helps him with the agriculture activity.

Today, the money he is requesting is for the purchase of industrial products for his store. And after some time, he plans to hire an assistant.

Hijran says that he feels very good about working with VFAC and Kiva because he has seen the growth in himself as a person and in his family. He has a better quality of life thanks to Kiva, which has financed all his requested loans. He invested those loans in his house and his business.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 78
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD