Hijran is a merchant. He has a grocery store where he sells basic foods necessities. He also has an agriculture business from which he sells milk products.
He is married and has two school-age children under his care. His wife is a housewife and helps him with the agriculture activity.
Today, the money he is requesting is for the purchase of industrial products for his store. And after some time, he plans to hire an assistant.
Hijran says that he feels very good about working with VFAC and Kiva because he has seen the growth in himself as a person and in his family. He has a better quality of life thanks to Kiva, which has financed all his requested loans. He invested those loans in his house and his business.
About VisionFund AzerCredit
This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.
With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.