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United Brothers Group
In this Group: Mohamed S., Musa , Ishmeal
In the photo are members of the “United Brothers” group. They are a small scale business based in Waterloo, a town in western Sierra Leone. This is the first loan these entrepreneurs are accessing from SMT/Kiva lenders. With this loan, they will be able to expand their respective businesses, make more profit and consequently improve on their standard of living.

The featured leader of this group is Mohamed. Mohamed is age 37; he was born in Kono, eastern Sierra Leone. Currently, he is residing in Waterloo, together with his wife and 4 children. His wife is a businesswoman and his children are attending primary schools. Mohamed is an okada driver (motor-bike taxi driver). He has requested a loan in order to buy a new motor-bike.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 23
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,328.8
    Sierra Leone Leones (SLL) = $1 USD