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Lan is 38 years old. She has two children. One of them has gotten married, and the other is learning in university. Lan and her husband are carpenters. Her husband earns about 7,000,000VND per month. She earns about 5,000,000VND per month. She has done this job for 13 years. Besides that, she also is a farmer. Her family’s total income is about 12,000,000VND per month. Lan's challenge in her work is a lack of capital with which to open her own carpentry workshop. Her dream is making wooden beds and cabinets for export. She wants to work at home and must not go far. This loan is one step helping her to reach for her dream. She is a hardworking and careful woman.

Lan has participated in SEDA’s credit program since 2010. In the last loan cycle, she borrowed 8,736,000VND to make carpentry, and she repaid on time. In this loan cycle, she wants to borrow 10,080,000VND to invest in her carpentry business. She always wants to expand her business and raise her children up well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 84
    View loans »
    Vietnam Loans Fundraising
  • $14,762,575
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Lan to invest in her carpentry business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 13, 2013
Currency Exchange Loss:
Jun 17, 2014