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Muhammad is 31, and is married to 31-year-old Kasmawati. After five years of marriage, and with the growing needs of his family, Muhammad decided to start a drinking water refill business.

To grow his business, Muhammad is planning on increasing his capacity of water refills, and add additional stock such as instant noodles, cooking oil, snacks, and cigarettes.

To do this, he has asked for a loan of IDR 10,000,000 from TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,319,675
    Funds lent in using Kiva
  • 9,818.6
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Muhammad to purchase more water refills and additional stock such as instant noodles, cooking oil, snacks, and cigarettes.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 13, 2013
Currency Exchange Loss:
Mar 28, 2014