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Loi is 31 years old; she has two children. One is studying at primary school while the other is still learning in kindergarten. Her husband earns a living as a carpenter; he earns about 5,000,000 VND per month.

Loi has been renting dishes, tables, and chairs for small events for the past seven years. She earns about 3,000,000 VND per month, and her family’s total earnings are about 8,000,000 VND per month.

Loi’s challenges in life and work are the lack of capital to buy more dishes, tables, and chairs to rent , and investing in her husband's carpentry workshop. She also strives to raise her children, as well. Her dream is for her children to grow up well and be successful in business.

This loan is one of the steps to help her reach these dreams. She can invest in her business to gain earnings, and save the profit for her children’s education. Loi is a hardworking and passionate business woman.

She has participated in SEDA's credit program since 2007. In her last loan cycle, she was loaned 8,288,000 VND.

In this loan cycle, Loi would like to borrow 5,152,000 VND to buy more dishes, tables, and chairs to rent.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 71
    View loans »
    Vietnam Loans Fundraising
  • $15,287,075
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Loi to buy more dishes, tables, and chairs to rent.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 13, 2013
Currency Exchange Loss:
May 17, 2014