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Ngu is 54 years old, married, and has two adult children. Her husband is a carpenter. He earns about 5,000,000 VND a month. Ngu is a carpenter and earns about 4,000,000 VND a month. Her family’s total earnings are about 9,000,000 VND a month.

Ngu is requesting a loan from SEDA for 10,080,000 VND, which she will use to buy more wood for her business. Her challenge in life and work is the lack of capital to invest in her business. This loan will help her invest in her carpentry workshop. She will use the profits to expand her carpentry workshop and save money for her family.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 80
    View loans »
    Vietnam Loans Fundraising
  • $14,427,750
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ngu to purchase more wood for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 13, 2013
Currency Exchange Loss:
May 17, 2014