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The client lives in Guayaquil. He started his business several years ago. He learned the profession in a workshop where he worked making wooden furniture.

Little by little he continued with his work from 9:00 a.m. until 6:00 p.m. Due to his illness; he is a PVVS (person living with HIV/AIDS), he had to leave his business. He now wants to return to his business and reactivate it. He has some people who want his furniture, and he wants to improve his income.

He makes furniture like dressers, shelves, easy chairs, and tables, etc. Therefore, he wants to use the loan to buy wood and glue. This way he will start making furniture.
View original language description ↓
El cliente vive en Guayaquil. Comenzó su negocio hace varios años atrás ya que aprendió la profesión en un taller donde el trabajaba haciendo muebles de madera.

Poco a poco siguió en su trabajo desde las 09:00am hasta las 18:00pm pero por su enfermedad ya que el es pvvs (persona viviendo con vih sida) tubo que dejar su negocio hasta ahora que quiere volver a reactivarlo ya que tiene algunas personas que desean sus muebles y desea mejorar sus ingresos.

El hace muebles como cómodas, repisas, sillones, mesas etc. Por eso quiere el préstamo para comprar madera y pegamento y asi comenzar hacer muebles.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy wood and glue.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2013
Jun 16, 2013
Currency Exchange Loss:
Jul 2, 2014