He currently works from 6:30 a.m. until 9:00 p.m. every day. He sells stationery items and school supplies in a small business that he has. He sells notebooks for $1.50 each. The difficulty that he has is that he is PVVS (person living with HIV/AIDS).
He has a lot of aspirations to continue with his business. Therefore, he wants to use the loan to buy school supplies for the current school season.
En la actualidad trabaja desde las 06:30am hasta las 21:00pm todos los días vendiendo papelería y útiles escolares en un pequeño negocio que tiene. Vende los cuadernos a $ 1.50 c/u. La dificultad que tiene es que es Pvvs (persona viviendo con vih sida).
El tiene muchas aspiraciones de continuar con su negocio por eso quiere comprar el préstamo útiles escolares por la epoca de escolaridad que esta de temporada.
More information about this loan
This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.
Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
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