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Maria Del Carmen
42-year-old Maria lives in the city of Managua. She is married and the mother of four children. Her business is selling cosmetics. In the past, Maria used to sell coconut candies which allowed her to build up a decent customer base. She then attended a training session on selling cosmetics through catalogs and enjoyed it. As a result, she decided to start working full time selling different brands of cosmetics. She sells her products for cash and on credit to people who work in private companies and housewives. Her husband supports her with what he earns as a mechanic.

Maria needs this loan to buy perfume, creams, nail polish, lipsticks, foundation, etc. This will allow her to have more new products available in her business so that she can sell a wider range of goods. One of her future plans is to set up a convenience store.
View original language description ↓
Maria , de 42 años de edad, vive en la ciudad de Managua, casada, madre de 4 hijos , se dedica a la venta de cosméticos . Anteriormente se dedicaba a elaborar dulces de coco , actividad que le permitió tener bastante clientela después asistió a una capacitación para vender cosméticos por catálogos y le gusto. Ahí fue donde decidió dedicarse por completo a la venta de cosméticos de varias marcas, ella vende al contado y al crédito a personas que trabajan en empresas privadas y amas de casa. Su esposo la apoya con lo que gana como mecánico.
Ella está requiriendo el crédito para comprar perfumes, cremas, pinturas de uña, labiales, bases etc. Esto le permitirá tener más surtido de nuevos productos su negocio de igual manera ofrecer variedad. Uno de sus planes futuros que desea realizar es poner una pulpería.

About Nicaragua

  • $4,800
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Maria Del Carmen to buy perfume, creams, nail polish, lipsticks, foundation, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 13, 2013
Currency Exchange Loss:
Jun 17, 2014