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Anonymous
The client lives in Guayaquil. He started his business selling shoes three years ago in order to cover family expenses. He gradually improved his income and now he works from 9am until 10pm every day.

His way of working is selling shoes to his friends, acquaintances and referred customers. His quality of life has gradually improved even though one of his difficulties to work is that he’s a PVVS (person living with HIV/AIDS) and that makes it hard for him to work at 100%.

He has many hopes for his business which is why he wants to use the loan to buy shoes to have more variety of merchandise and be able to increase his sales.
View original language description ↓
El cliente vive en Guayaquil. Empezó su negocio de venta de calzado hace ya 3 años atrás para poder soportar los gastos de su familia. Poco a poco fue mejorando sus ingresos hasta ahora que trabaja desde las 09:00am hasta las 22:00pm todos los dias.

Su forma de trabaja es vender los zapatos a sus amigos, conocidos y referidos. Poco a poco a mejorado su calidad de vida. Aunque una de sus dificultades para trabajar es que es pvvs (persona viviendo con vih sida) y eso le dificulta para trabajar al 100%.

Tiene muchas aspiraciones con su negocio por eso quiere comprar con el préstamo zapatos y así tener mas diversidad con su mercadería y poder obtener mas ventas.

Additional Information

More information about this loan


This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  


Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 44
    View loans »
    Ecuador Loans Fundraising
  • $23,222,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy shoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2013
Listed
Jun 13, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 2, 2014