Anastacia is 32 years old and has 2 years of primary education. She is married with 5 children and 4 of them are in school. She earns a living rearing domesticated animals. She started her business with a dozen chickens and a piglet and now has 8 years' experience. She gets help from her husband who works in business.
Anastacia is the organiser of a group and is asking for a loan which she will use to buy 5 dozen chickens and 4 piglets to raise for selling later on. In the future she wants to have a large chicken and pig farm.
The other members of the group earn a living selling crafts and in livestock.
La señora Anastacia es casada, cuenta con 32 años de edad, curso 2 años de educacion primaria, tiene 5 hijos y 4 de ellos estan estudiando, ella se dedica a crianza de animales domésticos, inició este negocio con 1 docena de pollos y 1 cerdito y hasta la fecha lleva 8 años de experiencia. Cuenta con el apoyo de su esposo quien es comerciante.
Organiza un prupo y solicita un préstamo que lo utilizará para la compra de 5 docenas de pollos y 4 cerditos para criarlos y luego venderlos, en el futuro desea contar con una granja grande de pollos y cerdos, los demás integrantes del grupo se dedian a comercio artesanía y pecuario.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.