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Nforneh Pauline
The borrower is married with two children. They live in a two-bedroom apartment house in the Bamenda Mezam Division of the northwest region of Cameroon. She has faced so many challenges in life, including sickness in her family, inadequate finances to manage her business, the sudden death of her child, and constant theft of her business items.

With this new loan, she plans to expand her foodstuff business by buying food items like palm oil, cocoyam (taro), beans, rice, groundnut, salt, groundnut oil, plantains and drinks. She holds a positive view of her business succeeding because she has been in the business for a long time, she has experience in the business, she has regular customers who buy from her, and her business is situated at a strategic point for marketing. With the profit from this loan, she will engage in poultry farming, provide for her granddaughter's education, and take care of other necessities in the family. She prefers GHAPE loans because of low interest rates and convenient repayment intervals.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,188,175
    Funds lent in using Kiva
  • 496.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Nforneh Pauline to buy drinks and food items like palm oil, cocoyam, beans, rice, groundnut and salt.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jul 1, 2013
Currency Exchange Loss:
Jun 17, 2015