Update on Maria AngelaMaría is 58 years old and she lives in her own home. She is engaged in dressmaking and sells clothing. Her business is located in her home. María is an incredible woman and a very good example as she is very hardworking, responsible, and positive. In addition, many people give her good personal and professional references. She makes a variety of clothing at very affordable prices. She has been engaged in this activity for many years so she already has a lot of experience and, above all, she has regular customers that prefer her more each day. She has decided to request this loan from Integral to invest in her small business and purchase needed supplies such as fabric, thread, elastic, buttons, and other items to make a variety of clothing. She does all this with the goal of providing better service to her customers so that they are motivated to continue requesting her services and, in this way, increase her sales and income. She hopes to achieve her goal and improve her quality of life.
Previous Loan DetailsMaría Ángela is 57 years old. She lives in a home she owns with a niece. She was widowed some time ago and had to be strong. She has always worked and been responsible and enterprising. María has a small sewing business located in her house. She has always worked doing what she likes the most. She… More from Maria Angela's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
637View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 13 months (Additional Information)
- Repayment Schedule
- May 30, 2013
- Jun 13, 2013
- Currency Exchange Loss:
- Nov 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.