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Izamara Auxiliadora
Izamara is a young woman. She is 21 and studies Banking and Financing. She is not currently working but she studies hard. She can study thanks to a scholarship that covers half of her studies.

Izamara is requesting financial support to pay for a course since she is not able to pay for it at the moment. She believes that her title will help her get a job and contribute with some income to her family’s support, and this is why she thinks her studies are important.
View original language description ↓
Izamara, es una jovencita de 21 años de edad estudia la carrera de Banca y Finanzas, en la actualidad no está trabajando pero está poniendo todo su empeño en sus estudios que cursa gracias a una media beca. Ella está solicitando apoyo de crédito para poder pagar el curso de titulación, ya que sus condiciones económicas no le permiten hacer este gran gasto de un solo pago, le interesa mucho su profesión porque así podrá tener un empleo y poder aportar de sus ingresos en la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Izamara Auxiliadora to pay for a course to receive her degree.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 13, 2013
Currency Exchange Loss:
Jul 17, 2014