Jose Luis currently works for a private company as a civil engineer. He works more than ten hours a day as he needs to cover the cost of his food and basic services. He needs this loan to buy building supplies (cement, bricks, iron and sand). He is currently building an apartment within his parents' home as he would like to improve his quality of life.
Jose Luis' dream is to improve his income so that he can finish building his home and live more comfortably. This is the first time that he has requested a loan from Impro and Kiva.
Actualmente trabaja en una empresa privada como ingeniero civil, por más de diez horas al dia ya que debe cubrir sus gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para la compra de material construcción (cemento, ladrillos, fierro, arena) ya que actualmente realiza la construcción de un departamento en la casa de sus padres, ya que desea mejorar su calidad de vida.
El sueño de Jose Luis, es mejorar sus ingresos para terminar con la construcción de su vivienda para tener más comodidad.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid