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Maritza
Maritza is 30 years old and married to Severo. She has three children who live with her in a wooden house which was built many years ago. Maritza and her husband work as farmers, growing regional crops such as organic cacao and coffee. In the past, Maritza used to sell livestock but she suffered a small accident which stopped her working temporarily. She used some money that she had been saving up to buy a plot of farmland so that she could attempt to start improving her finances again. Her work consists of keeping her crops in good condition so that she obtains good-quality harvests. She normally uses organic fertilizer to increase the quality of her fruit. She also hires local laborers to get rid of the weeds that grow constantly. Maritza's work becomes more complicated when the rainy season arrives because she has clay soil and this prevents her from doing her daily tasks normally. After harvesting her fruits at the end of the season, she dries them and, with the help of a truck, she transports the sacks of cacao to the city where she sells them to local buyers who pay her a good price. Her main goal is to build her house from bricks and to provide her whole family with a better quality of life.

This is Maritza's first loan through Kiva. She feels very grateful for the opportunity she is being given and pledges to make all her loan repayments on time. She is requesting a loan for 2,500 soles to buy sacks of organic fertilizer with which to fertilize her crops.
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Maritza tiene 30 años y esta casada con Severo, tiene 3 hijos con quienes vive en una casa hecha de madera hace muchos años.Maritza se dedica a la agricultura con apoyo de su esposo cultiva algunos productos de la zona como cacao y café orgánico.Anteriormente se dedicaba a vender ganado pero al sufrir un pequeño accidente lo dejo temporalmente y con el dinero que ahorró hasta entonces compró un terreno agrícola para intentar crecer económicamente de nuevo.Su trabajo consiste en mantener en buen estado sus cultivos y así obtener cosechas de calidad, suele usar abono orgánico para incrementar la calidad de sus frutos, además contrata jornaleros del lugar para limpiar la maleza que crece constantemente.Su trabajo se complica cuando llega la temporada de lluvias porque sus parcelas son terrenos arcillosos y eso impide que desarrolle sus tareas cotidianas con normalidad.Luego de cosechar los frutos, a fin de campaña los seca y con la ayuda de un vehiculo de carga lleva los sacos de cacao hasta la ciudad donde vende sus productos a los compradores de la zona que le pagan buenos precios.Su principal objetivo es construir su vivienda a base de ladrillos y mejorar la calidad de vida de toda su familia.Este es su primer préstamo con KIVA y se siente muy agradecida por la oportunidad brindada ya que se compromete a pagar sus cuotas de manera puntual.Desea contar con 2,500 nuevo soles para comprar sacos de abono orgánico para fertilizar sus sembríos.

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About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD