Josefina is a single mother and lives in Achumani, in the city of La Paz. She lives with her son in a humble home and they provide for themselves by selling merchandise in her stationery store. Josefina needs this loan to increase her business merchandise. She will buy exercise books, pencils, ballpoint pens, erasers, etc. which will give her a greater range of products to sell.
Josefina's dreams are to provide her son with a good education and to grow her business.
Josefina es madre soltera y vive en la zona de Achumani de la ciudad de La Paz, vive con su hijo en una casa humilde y se sustentan con la venta de la mercadería de su librería. Ella necesita el crédito para aumentar la mercadería de su negocio (comprará cuadernos, lápices, puntabolas, gomas, etc.) y así tener más variedad de productos.
El sueño de Josefina es poder darle una buena educación a su hijo y hacer crecer su negocio.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.