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Madame Ramata, a 49 year old woman working the agricultural sector, is asking for her second loan in order to prepare for the agricultural season. She is asking for 150,000 FCFA (approximately 300 USD) in order to purchase fertilizer and seeds. Ramata is a mother of 10 children, who does not stay idly at home, and supports her husband in taking care of the daily family needs. Despite her age, she continues to spend time working in the field, and loves this role. In the future, she hopes to be able to cultivate on other nearby plots of land in order to maximize the family's profit.
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Madame Ramata, une dame de 49 ans qui évolue dans le secteur de l’agriculteur vient solliciter pour une seconde fois un crédit afin de préparer la campagne agricole. Elle n’aura besoin que de 150000F CFA afin d’acheter de l’engrais et des semences. Ramata est mère de 10 enfants, elle ne reste pas les bras croisés, car elle participe à la dépense quotidienne et appuie beaucoup son mari dans ce domaine.
Malgré son âge, elle continue à aller au champ et à s’activer car elle adore son métier.
Dans l’avenir, elle aimerait exploiter d’autres périmètres culturaux pour maximiser son profit.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 496.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ramata purchase seeds and fertilizer to prepare for the agricultural season.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 13, 2013
Jun 10, 2013
Currency Exchange Loss:
Mar 17, 2014