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Loan is 34 years old. She has two children. They are learning at secondary school and at primary school. Her husband and she are carpenters to earn a living. He earns about 10,000,000 VND and Loan earns about 6,000,000 VND per month. Besides that, she also is a farmer. She has done this job for ten years. Her family’s total earnings are about 16,000,000 VND per month.

Loan’s challenge in life and work is the lack of capital to invest in her business. Her dream is that her children will be successful and have a good life in the future. This loan helps her to reach this dream.

She can invest in her carpentry workshop to gain earnings and save the profit for her children’s education. Loan is a hardworking woman and a passionate businesswoman.

Loan has participated in SEDA's credit program since 2009. In the last loan cycle, she borrowed 9,632,000 VND and repaid on time. In this loan cycle, she would like to borrow 10,080,000 VND to buy wood for her carpentry workshop. She always wants to expand her business and raise her children up well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 86
    View loans »
    Vietnam Loans Fundraising
  • $14,420,500
    Funds lent in using Kiva
  • 20,949.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Loan to buy wood for her carpentry workshop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 12, 2013
Currency Exchange Loss:
May 17, 2014