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Asaf, who is 39 years old, is married and the father of three children. He lives with his family in the home he owns, which he bought using income from his business. Asaf's business is connected to the beauty industry; he sells perfume, makeup and other beauty accessories. His shop is located at the local bazaar, which is called a trading center. He likes his work because it provides him with the financial income he uses to cover his children's needs.
He knows that through his effort and dedication, he will manage to provide for his family. That is why he does not want his business to be weakened.
Thanks to the loans he receives from Kiva partner VFAC, 11 years ago he started this business and he is grateful to all the people who help grant him the loan he needs in order to achieve his goals. On the other hand, he also promises to make his installment payments. He will use the amount requested to buy perfume and makeup items.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,992,500
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD