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Asaf, who is 39 years old, is married and the father of three children. He lives with his family in the home he owns, which he bought using income from his business. Asaf's business is connected to the beauty industry; he sells perfume, makeup and other beauty accessories. His shop is located at the local bazaar, which is called a trading center. He likes his work because it provides him with the financial income he uses to cover his children's needs.
He knows that through his effort and dedication, he will manage to provide for his family. That is why he does not want his business to be weakened.
Thanks to the loans he receives from Kiva partner VFAC, 11 years ago he started this business and he is grateful to all the people who help grant him the loan he needs in order to achieve his goals. On the other hand, he also promises to make his installment payments. He will use the amount requested to buy perfume and makeup items.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 85
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Asaf to buy perfume and makeup to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 8, 2013
Jun 12, 2013
Currency Exchange Loss:
Jul 18, 2014