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Gulniso is an enthusiastic and motivated woman. She is 33 years old and she is married with two children at home. Her eldest child is six and her youngest child is one year old. Gulniso's husband is a migrant worker in the Russian Federation. He works there and sends money to his wife and children so they can buy the things they need. For more than 15 years, Gulniso has been working as a school teacher. When she is not working, she grows crops because she is poor and needs the money. She consulted with her husband about going to university for a second degree and he supported her. She is asking for a loan of 3,000 somoni to pay for her university tuition, as she is a student there. She is awaiting your kindness.
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Гулнисо жизнерадостная и мотивированная женщина. Ей 33 года. Она замужем и на воспитании имеет 2 детей. Детям, старшему 6 и младшему 1 года. Ее муж трудовой мигрант в Российской Федерации. Он там работает и отправляет деньги для жены и детей, чтобы они могли купить не обходимые средства для проживания. Гулнисо более 15 лет работает в школе учительницей. Гулнисо после работы занимается выращиванием сельхоз культуры, так как она нуждается в деньгах и живет бедно. Гулнисо посоветовалась с мужем поступить в университет за вторым образованием, и ее муж всесторонне поддержал ее. Она запрашивает займ на сумму 3000 сомони для оплаты учебного договора в университет, так как она является студентом в университете. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 112
    View loans »
    Tajikistan Loans Fundraising
  • $29,872,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gulniso to pay for her tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 10, 2013
Currency Exchange Loss:
Jul 17, 2014