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Sinat's Group
In this Group: Sinat, Nhanh, Samnang, Lot, Samorn
Sinat is 42 years old and married with three children. She is a citizen from a rural village of Battambang province’s Sangke district. For the past four years, Sinat has been a rice farmer who works hard to feed her family. She supplements her income by selling vegetables in a village. Sinat’s current business earns about 42,000 KHR each day and she is able to save about 10,000 KHR each day after daily expenses.

Sinat is the leader of a five-member female loan group. She will use her portion of the loan to buy fertilizer for her land and to plow her field. Sinat has been with VisionFund for three cycles. In the future, she hopes to grow healthy rice and increase her family’s income to have a better living standard.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 3,980.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinat's Group's $1,600 loan helped a member to buy fertilizer for her land and to plow her field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 11, 2013
Currency Exchange Loss:
Jun 17, 2014