Los Famosos De Chocaman Group
He is organizing a group and applying for a loan that he will use to purchase merchandise to have his store stocked, such as: men's pants, sweaters and shirts. In the future, he hopes to have a store in a well-established location.
The other members of the group are engaged in commerce. There are six people in the photo, but one of them did not qualify for the loan.
Organiza un grupo y solicita un préstamo que le servirá para la compra de mercadería para tener surtida su venta tales como: pantalones para caballero, sueteres y camisas. En el futuro desea tener una tienda en un lugar bien establecido, los demás integrantes del grupo se dedican al comercio. En la foto aparecen 6 personas pero 1 de ellos no calificó para el préstamo.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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