Susana Del Carmen
Update on Susana Del CarmenSusana, 45, lives in her own house with her life companion and their son. She has a sewing workshop at home where she makes various types of clothes. Lately her clientele has increased because she does excellent work at really affordable prices. She’s a woman who is very dedicated to her work; she’s responsible and honest. Susana’s asking for this loan to be able to buy fabric, thread, needles and everything related to sewing so she can continue meeting customer demand and she and her family will be able to have better quality of life.
Previous Loan DetailsSusana del Carmen, 44, lives with her life companion and their son in her own house. She owns a small sewing workshop and has been in business several years; this has given her much experience which allows her to make better items. She has many customers and makes skirts and outfits to sell i... More from Susana Del Carmen's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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