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Bernardo is a proud and experienced farmer who grows rice in Villa Domingo. He has been in the farming business for nearly 20 years, and he learned farming practices from his parents.

Bernardo is now 41 years old and has three children. He works hard for his family's sustenance. He usually earns PHP 25,000 every crop season. Now, Bernardo would like to keep improving his crop production. He is requesting a loan of PHP 30,000 to invest in the farm inputs necessary for good nutrition for his crops so that he can harvest them profitably. He will buy fertilizers and insecticides to be used in farming. Additional revenue will be used to pay the school fees for his children.

With good income from their business, Bernardo and his family hope to achieve income stability in the future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1857
    View loans »
    Philippines Loans Fundraising
  • $61,010,950
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Bernardo to buy fertilizers and insecticides to be used in farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2013
Jun 11, 2013
Currency Exchange Loss:
Dec 22, 2013