The loan that they will obtain will benefit the micro-entrepreneurs among which Lupe is a member. She says that this is the first time that she is a member of Pro Mujer, entering at the invitation of a friend who is a partner of the institution. She currently has a business selling cosmetics, it is worth knowing that she undertook this business on the recommendation of a friend, and has been working in it for fifteen months.
The loan that she will take out now is for a capital increase (to buy cosmetics) which she will buy from distribution companies and she will then sell in her sales area. This manner of working will enable her to generate the resources to continue her studies as she is single.
When asked what she likes about Pro Mujer, she answers that she likes the area of health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lupe es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de cosméticos; da a conocer que este negocio lo emprendió por recomendación de una amiga y está trabajando en el mismo hace quince meses.
El crédito que ahora sacará es para el aumento de capital (compra cosméticos) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener sus estudios pues ella es soltera.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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