Santa Catalina De Escoma Group
The loan they’ll take out will benefit small micro businesswomen like María. She indicates that this is the first time she’s joined Pro Mujer having done so thanks to an invitation from one of the institution’s promoters that visited her at home. She currently has a business making and selling crafts (cross stitch embroidery). She makes it known that she learned this business form her mother who also works in this line of work.
The loan she’ll take out now is to increase capital. She will buy fabric from street markets in El Alto and after fabrication will sell them in her sales space. This way of working allows her to generate income to support her home the best way possible since she’s married and has 13 children. When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de elaboración y venta de artesanía (bordado de cuadros); da a conocer que este negocio lo aprendió de su madre quien trabaja en este rubro.
El crédito que ahora sacará es para el incremento del capital (compra de telas) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene trece hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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