The loan they’ll take out will benefit small micro businesswomen like Alison. She indicates that she’s been a member of Pro Mujer for six months having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a business selling beauty products that she started with a loan she got from Pro Mujer.
The loan she’ll take out now is to increase capital. She will buy cosmetics from suppliers and then resell them on order. This way of working allows her to generate income for her schooling. When asked what she likes about Pro Mujer, she answers that she likes the health services and the training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alison es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de productos de belleza; este negocio lo emprendió con el préstamo que saco en Pro Mujer por.
El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para sus estudios.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la atención en salud y las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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