She organizes a group and is requesting a loan. She will use it to purchase fertilizer for her coffee crops. She wants to have more land in the future, and more coffee plants so that she may obtain a greater harvest.
Some of the other members of this group work growing coffee beans and corn, and others work weaving. Twelve members appear in the photo, but only eleven were granted the loan.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra de fertilizante para hecharle a su cultivo de café, en el futuro desea tener mas terreno con mas planta de café y asi obtener más cosecha; las demás integrantes del grupo se dedican a sembrar café, maíz y otras se dedican a tejer. en la fotografía aparecen 12 integrantes pero solo a 11 se les concedió el préstamo.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
133View loans »
Success!! The loan was 100% repaid